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The Standard Life + LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
The Standard Life + LTC Plan
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
Life Insurance Benefit
|
$100,000
|
$150,000
|
$200,000
|
$
|
$
|
|
|
|
|
LTC Insurance Benefit
|
$200,000
|
$300,000
|
$400,000
|
$
|
$
|
|
$36,500*
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
Life Insurance Benefit
|
$100,000
|
|
LTC Insurance Benefit
|
$200,000
|
|
Monthly Premium
|
$ 0.00
$47.25
$34.58
$35.08
$35.50
$36.08
$36.67
$37.33
$37.92
$38.59
$39.66
$40.75
$41.92
$43.17
$45.17
$47.42
$49.75
$52.42
$55.25
$56.91
$62.08
$67.17
$72.17
$77.41
$83.75
$91.17
$98.50
$106.33
$114.00
$122.08
$131.50
$141.17
$151.33
$161.75
$176.67
$193.08
$210.00
$224.91
$247.34
$267.58
$287.50
$307.50
$330.67
$354.34
$384.67
$418.75
$453.59
$490.17
$527.25
$578.67
$633.92
$690.41
$747.25
$805.50
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Life Insurance Benefit
|
$150,000
|
|
LTC Insurance Benefit
|
$300,000
|
|
Monthly Premium
|
$ 0.00
$70.88
$51.88
$52.63
$53.25
$54.13
$55.00
$56.01
$56.88
$57.88
$59.50
$61.13
$62.88
$64.76
$67.75
$71.13
$74.63
$78.63
$82.88
$85.38
$93.13
$100.75
$108.26
$116.13
$125.63
$136.76
$147.76
$159.51
$171.01
$183.13
$197.25
$211.75
$227.00
$242.63
$265.00
$289.63
$315.01
$337.38
$371.01
$401.38
$431.26
$461.25
$496.00
$531.50
$577.01
$628.13
$680.38
$735.25
$790.88
$868.00
$950.88
$1,035.63
$1,120.88
$1,208.26
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
Life Insurance Benefit
|
$200,000
|
|
LTC Insurance Benefit
|
$400,000
|
|
Monthly Premium
|
$ 0.00
$94.50
$69.17
$70.17
$71.00
$72.17
$73.33
$74.67
$75.83
$77.16
$79.34
$81.50
$83.83
$86.33
$90.33
$94.83
$99.50
$104.83
$110.50
$113.84
$124.17
$134.33
$144.33
$154.84
$167.50
$182.33
$197.00
$212.67
$228.00
$244.17
$263.00
$282.33
$302.67
$323.50
$353.33
$386.17
$420.00
$449.84
$494.66
$535.17
$575.00
$615.00
$661.33
$708.66
$769.33
$837.50
$907.16
$980.33
$1,054.50
$1,157.33
$1,267.83
$1,380.84
$1,494.50
$1,611.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov